The Reserve at Estero is a gated Toll Brothers community of about 490 single-family homes on the north side of Estero Parkway, between US-41 and Three Oaks Parkway in Estero, Florida. Built between 2006 and about 2014 on 155 acres with lakes and walking paths, it has no CDD and an HOA that covers lawn care, pest control and HVAC servicing.
The Reserve at Estero market snapshot compiled from local MLS-based brokerage reports, September 2026. Prices change daily; see the live MLS listings below.
About The Reserve at Estero
Toll Brothers built The Reserve at Estero between 2006 and about 2014, the same builder behind nearby Belle Lago. The 155-acre community is gated with a 24-hour staffed gatehouse on Estero Parkway, giving residents a secure, quiet setting in the middle of Estero, and roughly 22 acres of lakes and landscaped walking paths wind through the neighborhoods.
The Reserve has no age restriction, even though some senior-living directories list it. Owners include families, working professionals, retirees and seasonal residents, drawn by the central location west of I-75 and the low-maintenance lifestyle.
The Reserve at Estero Housing Options
The Reserve is made up of single-family homes only, from about 1,400 to more than 2,500 sq ft, with two to four bedrooms and two-car garages. Many have private pools, screened lanais and lake views.
Because the homes are on moderate-size lots and the HOA handles lawn care, landscaping, irrigation and pest control, The Reserve works well as a lock-and-leave home for seasonal owners while still offering enough space for full-time families.
The Reserve at Estero Builders & Floor Plans
Toll Brothers was the sole builder, offering a range of floor plans across the community, with larger models adding dens or extra bedrooms. Homes built later in the community generally have newer systems, while earlier homes from the late 2000s may be due for roof, AC or window updates.
Sal’s background as a Florida general contractor helps buyers weigh the cost of those updates against price, especially for insurance, where roof age and wind-mitigation features have a large effect on premiums.
The Reserve at Estero Amenities
Amenities are centered on an 8,000 sq ft clubhouse:
- Heated resort pool and spa
- Fitness center and aerobics studio
- Tennis, pickleball and basketball courts
- Billiards room, library and arts room
- Playground and walking paths around the lakes
The Reserve does not have a full-time activities director, so the social scene is more relaxed and resident-driven than in larger lifestyle communities.
The Reserve at Estero Location & Commute
The Reserve sits on Estero Parkway between US-41 and Three Oaks Parkway, west of I-75. Coconut Point, Florida Gulf Coast University, Miromar Outlets and Southwest Florida International Airport (RSW) are all a short drive away, and the Gulf beaches at Lovers Key and Bonita Beach are closer than from communities on east Corkscrew Road.
Estero Parkway connects directly to I-75, US-41 and Three Oaks Parkway, making The Reserve one of the most convenient locations in Estero for commuting north to Fort Myers or south to Naples.
The Reserve at Estero HOA Fees (No CDD)
The Reserve at Estero has no CDD, so there is no Community Development District assessment on your property tax bill. HOA dues have been about $933 per quarter and include:
- Lawn care, landscaping and irrigation
- Pest control
- Twice-yearly HVAC servicing
- The staffed gatehouse and all amenities
Confirm current dues and any special assessments in the estoppel letter. Estimate your monthly cost with our mortgage calculator.
The Reserve at Estero Market Snapshot
Over the past 12 months, homes in The Reserve at Estero sold for a median of about $522,000, with sales ranging from about $345,000 to $775,000. Updated pool homes on lake lots sit at the top of the range, while original-condition homes on interior lots are the most affordable and give buyers room to renovate to their own taste.
Selling in The Reserve? Condition and updates drive price here. Get a free valuation on our What’s My Home Worth? page.
Who The Reserve at Estero Is Best For
The Reserve is a great fit for buyers who want a gated, low-maintenance single-family home west of I-75 without CDD debt or golf dues, at a lower price point than nearby Belle Lago. It suits families, first-time Florida buyers and snowbirds. Active adults who want a 55+ lifestyle can compare Cascades at Estero next door.
Tips for Buying in The Reserve at Estero
Check roof age and permits, AC age and window type first, since these drive insurance cost. Request the wind mitigation and four-point reports, confirm the flood zone and get insurance quotes during your inspection period. Review the HOA budget and reserves, and ask about leasing rules if you may rent the home seasonally. Our Southwest Florida Hurricane Center explains evacuation and flood zones for Estero.
Living at The Reserve at Estero
Day to day, The Reserve feels like a quiet, well-kept neighborhood rather than a resort. Residents walk or bike the paths around the lakes, meet at the pool and courts, and use the clubhouse for fitness classes, cards and community gatherings organized by neighbors and the association. With lawn care, pest control and HVAC servicing handled by the HOA, owners spend less time on upkeep and more time enjoying Estero.
The central location is the other big advantage. Groceries, restaurants and medical offices along US-41 and Estero Parkway are minutes away, and weekend trips to Southwest Florida beaches, parks and attractions are easy without fighting Corkscrew Road traffic.
The Reserve at Estero FAQ
Does The Reserve at Estero have a CDD?
No. The Reserve at Estero has no Community Development District assessment.
What do the HOA fees cover at The Reserve at Estero?
Dues of about $933 per quarter have covered lawn care and landscaping, irrigation, pest control, twice-yearly HVAC servicing, the staffed gate and the amenities.
Who built The Reserve at Estero?
Toll Brothers built The Reserve at Estero between 2006 and about 2014.
Is The Reserve at Estero 55+?
No. The Reserve at Estero is open to all ages.
Is The Reserve at Estero gated?
Yes. It has a 24-hour staffed gatehouse on Estero Parkway.
How big are homes in The Reserve at Estero?
Homes range from about 1,400 to more than 2,500 sq ft with two to four bedrooms and two-car garages.
Communities Near The Reserve at Estero
Buyers touring The Reserve at Estero often also see Cascades at Estero next door, Toll Brothers’ Belle Lago, Bella Terra and newer RiverCreek.
Explore nearby: Belle Lago · Cascades at Estero · Bella Terra · Estero gated communities · All Estero homes for sale
